@font-face{font-family:"Cormorant Garamond";src:url(/assets/font-rfceagj2-cormorant-garamond-500.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Cormorant Garamond";src:url(/assets/font-rfceagj2-cormorant-garamond-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Manrope";src:url(/assets/font-rfceagj2-manrope-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Manrope";src:url(/assets/font-rfceagj2-manrope-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
:root{--ink:#16181b;--mute:#4f5256;--paper:#f2f3f1;--slab:#e2e5e2;--line:#c4c8c4;--rule:#16181b;--flag:#a23a0d;--flag-hi:#ff9d6e;--night:#1b1d20;--font-head:"Cormorant Garamond",Georgia,"Times New Roman",serif;--font-body:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;--measure:64ch;--maxw:1320px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font-body);font-size:17px;line-height:1.68;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--flag);text-underline-offset:.2em;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--ink);outline-offset:3px}
h1,h2,h3{font-family:var(--font-head);font-weight:500;line-height:1.02;margin:0 0 .5em;letter-spacing:-.015em}
h1{font-size:clamp(2.9rem,8.4vw,7.6rem);line-height:.92;letter-spacing:-.025em}
h2{font-size:clamp(2.1rem,4.8vw,4rem)}
h3{font-size:1.55rem;font-weight:700;line-height:1.12}
p{margin:0 0 1em;max-width:var(--measure)}
.sgm67-wrap{width:min(100% - 2.4rem,var(--maxw));margin-inline:auto}
.sgm67-skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--paper);padding:.7rem 1rem}.sgm67-skip:focus{left:1rem;top:1rem;z-index:99}

/* hairline nav */
.sgm67-head{position:sticky;top:0;z-index:20;background:color-mix(in srgb,var(--paper) 95%,transparent);backdrop-filter:blur(6px);border-bottom:1px solid var(--rule)}
.sgm67-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}
.sgm67-brand{display:inline-flex;align-items:center;gap:.7rem;font-family:var(--font-head);font-weight:700;font-size:1.55rem;letter-spacing:-.01em;line-height:1;color:var(--ink);text-decoration:none;min-height:44px}
.sgm67-brand img{width:28px;height:28px;filter:grayscale(1) contrast(1.15)}
.sgm67-links{display:flex;gap:1.9rem;align-items:center}
.sgm67-links a{display:inline-flex;align-items:center;min-height:44px;color:var(--ink);text-decoration:none;font-weight:700;font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;border-bottom:2px solid transparent}
.sgm67-links a:hover{border-bottom-color:var(--ink);color:var(--ink)}
.sgm67-cta{background:none;color:var(--ink)!important;padding:0;border-radius:0;border-bottom:2px solid var(--flag)!important}
.sgm67-cta:hover{background:var(--ink)!important;color:var(--paper)!important;padding:0 .7rem}
.sgm67-menu{display:none;background:none;border:1px solid var(--ink);border-radius:0;width:46px;height:46px;align-items:center;justify-content:center;color:var(--ink);cursor:pointer}
@media (max-width:860px){.sgm67-menu{display:inline-flex}.sgm67-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--rule);flex-direction:column;align-items:stretch;padding:.6rem 1.2rem 1.2rem;gap:0}.sgm67-links[data-open]{display:flex}.sgm67-links a{border-bottom:1px solid var(--line);min-height:52px}.sgm67-cta{border-bottom:1px solid var(--line)!important}}

/* hero */
.sgm67-hero{padding:0 0 4.5rem;background:var(--paper)}
.sgm67-stage{border-bottom:1px solid var(--rule);overflow:hidden;line-height:0}
.sgm67-stage svg{display:block;width:100%;height:clamp(200px,33vw,470px)}
.sgm67-hero-body{padding-top:2.2rem}
.sgm67-hero-cap .sgm67-eyebrow{margin-bottom:1.2rem}
.sgm67-hero h1{max-width:15ch;margin-bottom:.45em}
.sgm67-lower{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:2rem 4rem;align-items:end;border-top:1px solid var(--rule);padding-top:1.8rem}
@media (max-width:900px){.sgm67-lower{grid-template-columns:1fr}}
.sgm67-acts{display:flex;flex-wrap:wrap;gap:.8rem;margin:0;max-width:none}
.sgm67-lead{font-size:1.2rem;line-height:1.6;color:var(--ink)}
.sgm67-eyebrow{display:flex;align-items:center;gap:.8rem;text-transform:none;letter-spacing:.02em;font-size:.95rem;font-weight:700;color:var(--mute);margin:0 0 .6rem;line-height:1.4}
.sgm67-eyebrow::before{content:"";flex:none;width:28px;height:2px;background:var(--flag)}
.sgm67-trust{display:flex;flex-direction:column;gap:.15rem;margin:1.2rem 0 0;padding:0;list-style:none;font-size:.94rem;font-weight:700}
.sgm67-trust li{display:flex;align-items:center;min-height:32px}
.sgm67-trust li::before{content:"";flex:none;width:14px;height:2px;background:var(--flag);margin-right:.7rem}

/* sections */
.sgm67-sec,.sgm67-section{padding:5.5rem 0;border-top:1px solid var(--rule)}
.sgm67-sec--last{padding-bottom:6.5rem}
.sgm67-section--soft{background:var(--slab)}
.sgm67-section--deep{background:var(--night);color:var(--paper)}.sgm67-section--deep h2,.sgm67-section--deep h3,.sgm67-section--deep a{color:var(--paper)}
.sgm67-sechead{display:grid;grid-template-columns:minmax(150px,14rem) minmax(0,1fr);gap:1rem 2rem;align-items:start;margin-bottom:3rem}
.sgm67-sechead .sgm67-eyebrow{margin-top:.9rem}
.sgm67-sechead h2{margin:0;max-width:18ch}
@media (max-width:760px){.sgm67-sechead{grid-template-columns:1fr;margin-bottom:2rem}.sgm67-sechead .sgm67-eyebrow{margin-top:0}.sgm67-sec,.sgm67-section{padding:3.6rem 0}}
.sgm67-cols{display:grid;gap:2.6rem 2.4rem;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.sgm67-card{background:transparent;border:0;border-top:1px solid var(--rule);border-radius:0;padding:1.3rem 0 0}
.sgm67-num{display:block;width:auto;height:auto;background:none;border-radius:0;color:var(--flag);font-family:var(--font-head);font-weight:500;font-size:4.6rem;line-height:.9;margin-bottom:.8rem}
.sgm67-steps .sgm67-card p{max-width:34ch}
.sgm67-learn{grid-template-columns:1fr;gap:0}
.sgm67-learn .sgm67-card{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:.4rem 3rem;align-items:baseline;padding:1.7rem 0 1.5rem;color:var(--ink);text-decoration:none;min-height:44px}
.sgm67-learn .sgm67-card h3{font-size:clamp(1.7rem,3.2vw,2.5rem);font-weight:500;margin:0}
.sgm67-learn .sgm67-card p{margin:0}
.sgm67-learn .sgm67-card:last-child{border-bottom:1px solid var(--rule)}
.sgm67-learn .sgm67-card:hover h3{color:var(--flag);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:.15em}
@media (max-width:760px){.sgm67-learn .sgm67-card{grid-template-columns:1fr}}

/* mosaic: three looks */
.sgm67-looks{padding:0 0 5.5rem;background:var(--paper)}
.sgm67-mosaic{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem}
.sgm67-mosaic a{position:relative;display:block;background:var(--paper);color:var(--ink);text-decoration:none}
.sgm67-mosaic img{width:100%;aspect-ratio:3/4;object-fit:cover;filter:grayscale(1) contrast(1.05);transition:filter .9s ease}
.sgm67-mosaic a:hover img,.sgm67-mosaic a:focus-visible img{filter:none}
.sgm67-mosaic span{display:block;padding:.8rem 0 0;border-top:2px solid var(--ink);margin-top:.8rem;font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;line-height:1.4}
.sgm67-mosaic a:hover span{border-top-color:var(--flag)}
@media (hover:none){.sgm67-mosaic img{filter:none}}
@media (max-width:760px){.sgm67-mosaic{grid-template-columns:1fr;gap:2rem}.sgm67-mosaic img{aspect-ratio:4/3}.sgm67-looks{padding-bottom:3.6rem}}

/* buttons */
.sgm67-btn{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;border:1px solid var(--ink);border-radius:0;padding:.95rem 1.7rem;min-height:50px;font:inherit;font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;cursor:pointer;text-decoration:none;line-height:1.2}
.sgm67-btn--primary{background:var(--ink);color:var(--paper)}.sgm67-btn--primary:hover{background:var(--flag);border-color:var(--flag);color:#fff}
.sgm67-btn--ghost{background:transparent;color:var(--ink)}.sgm67-btn--ghost:hover{background:var(--ink);color:var(--paper)}
.sgm67-btn[disabled]{opacity:.6;cursor:progress}

/* quote engine */
.sgm67-panel{background:var(--slab);padding-top:5.5rem;padding-bottom:5.5rem}
@media (max-width:760px){.sgm67-panel{padding:3.2rem 0}}
.sgm67-quote{background:transparent;border:0;border-radius:0;padding:0;box-shadow:none;max-width:980px}
.sgm67-quote h2{font-size:clamp(2rem,4.4vw,3.4rem);margin-bottom:1.4rem}
.sgm67-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem 2.6rem}
@media (max-width:620px){.sgm67-fields{grid-template-columns:1fr}}
.sgm67-field{display:flex;flex-direction:column;gap:.35rem;min-width:0}
.sgm67-field>span{font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--mute)}
.sgm67-field input,.sgm67-field select,.sgm67-field textarea{font:inherit;font-size:1.05rem;padding:.7rem 0;min-height:48px;border:0;border-bottom:1px solid var(--ink);border-radius:0;background:transparent;color:var(--ink);width:100%;-webkit-appearance:none;appearance:none}
.sgm67-field select{background-image:linear-gradient(45deg,transparent 50%,var(--ink) 50%),linear-gradient(135deg,var(--ink) 50%,transparent 50%);background-position:calc(100% - 12px) 55%,calc(100% - 6px) 55%;background-size:6px 6px;background-repeat:no-repeat;padding-right:1.8rem}
.sgm67-field textarea{border:1px solid var(--ink);padding:.7rem}
.sgm67-field input:focus,.sgm67-field select:focus,.sgm67-field textarea:focus{outline:2px solid var(--flag);outline-offset:3px;border-color:var(--ink)}
.sgm67-field--wide{grid-column:1/-1}
.sgm67-seg{display:flex;flex-wrap:wrap;gap:.2rem 1.7rem}
.sgm67-seg label{position:relative;cursor:pointer;font-size:1rem;display:inline-flex}
.sgm67-seg input{position:absolute;opacity:0;width:1px;height:1px;margin:0}
.sgm67-seg label span{display:inline-flex;align-items:center;min-height:44px;padding:0;border-bottom:2px solid transparent;color:var(--mute);font-weight:400}
.sgm67-seg label:hover span{color:var(--ink);border-bottom-color:var(--line)}
.sgm67-seg input:checked+span{color:var(--ink);font-weight:700;border-bottom-color:var(--flag);background:none;margin:0;padding:0;border-radius:0}
.sgm67-seg input:focus-visible+span{outline:2px solid var(--ink);outline-offset:3px}
.sgm67-note{font-size:.88rem;color:var(--mute);margin-top:1.2rem}
.sgm67-status{margin-top:.9rem;font-weight:700;min-height:1.4em}
.sgm67-status[data-tone=error]{color:#9b1c1c}
.sgm67-results{margin-top:2.4rem}
.sgm67-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:.95rem}
.sgm67-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.4rem;align-items:center;border:0;border-top:1px solid var(--ink);border-radius:0;padding:1.2rem .2rem;margin-bottom:0;background:transparent}
.sgm67-result:last-of-type{border-bottom:1px solid var(--ink)}
.sgm67-result--best{border-left:4px solid var(--flag);padding-left:1rem;box-shadow:none;background:var(--paper)}
.sgm67-result strong{font-family:var(--font-head);font-size:1.5rem;font-weight:700;line-height:1.1}
.sgm67-result small{display:block;color:var(--mute);font-size:.86rem}
.sgm67-price{font-family:var(--font-head);font-size:2.4rem;font-weight:500;text-align:right;line-height:1}
.sgm67-price small{display:block;font-family:var(--font-body);font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;text-align:right;margin-top:.3rem}
.sgm67-tags{display:flex;flex-wrap:wrap;gap:.35rem;margin-top:.4rem}
.sgm67-tag{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.2rem .55rem;border-radius:0;background:transparent;border:1px solid var(--ink);color:var(--ink)}
.sgm67-tag--now{background:transparent;color:var(--flag);border-color:var(--flag);font-weight:700}
.sgm67-group{font-size:1.5rem;margin:1.8rem 0 .5rem}
.sgm67-applicant{margin:.2rem 0 1rem;border-color:var(--ink)}
.sgm67-result .sgm67-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.sgm67-result{grid-template-columns:1fr auto auto}.sgm67-result .sgm67-btn{grid-column:auto}}
.sgm67-disclosure{font-size:.84rem;color:var(--mute);border-top:1px solid var(--line);padding-top:.9rem;margin-top:1.2rem}
details.sgm67-more{margin-top:.5rem;font-size:.88rem}details.sgm67-more summary{cursor:pointer;color:var(--flag);font-weight:700;min-height:44px;display:flex;align-items:center}

/* tables */
.sgm67-table{width:100%;border-collapse:collapse;font-size:.98rem}
.sgm67-table th,.sgm67-table td{padding:.8rem .8rem .8rem 0;border-bottom:1px solid var(--line);text-align:left}
.sgm67-table th{font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--mute);border-bottom:1px solid var(--ink)}
.sgm67-table-wrap{overflow-x:auto}
.sgm67-rates-note{margin-bottom:2rem}
.sgm67-rates-note p{max-width:64ch;color:var(--ink)}
.sgm67-rates .sgm67-table td{font-family:var(--font-head);font-size:1.5rem;font-weight:500;padding-block:.9rem}
.sgm67-rates .sgm67-table td:first-child{font-family:var(--font-body);font-size:.98rem;font-weight:700}
.sgm67-rates .sgm67-table tbody tr:hover td{background:color-mix(in srgb,var(--slab) 70%,transparent)}

/* dark granite band */
.sgm67-night{background:var(--night);color:var(--paper);padding:5.5rem 0}
@media (max-width:760px){.sgm67-night{padding:3.6rem 0}}
.sgm67-night h2,.sgm67-night h3{color:var(--paper)}
.sgm67-night .sgm67-eyebrow{color:#cfccc4}.sgm67-night .sgm67-eyebrow::before{background:var(--flag-hi)}
.sgm67-night a{color:var(--flag-hi)}
.sgm67-why-text{display:grid;grid-template-columns:minmax(150px,14rem) minmax(0,1fr);gap:0 2rem}
.sgm67-why-text>*{grid-column:2;max-width:68ch}
.sgm67-why-text p{font-size:1.08rem}
.sgm67-why-links{margin-top:1.4rem;padding-top:1.2rem;border-top:1px solid #5a5d60}
.sgm67-why-links p{font-size:.96rem}
.sgm67-why-links a{display:inline-block;min-height:32px}
@media (max-width:760px){.sgm67-why-text{grid-template-columns:1fr}.sgm67-why-text>*{grid-column:1}}

/* articles */
.sgm67-article{max-width:var(--measure);margin-inline:auto}.sgm67-article figure{margin:0 0 1.6rem}.sgm67-article figcaption{font-size:.84rem;color:var(--mute);margin-top:.5rem;border-top:1px solid var(--ink);padding-top:.5rem}
.sgm67-article img{border-radius:0}
.sgm67-article h1{font-size:clamp(2.6rem,6vw,4.6rem);max-width:none}
.sgm67-article h2{font-size:clamp(1.9rem,3.6vw,2.7rem);margin-top:1.6em}
.sgm67-sources{font-size:.9rem;border-top:1px solid var(--ink);padding-top:1rem;margin-top:2.4rem}.sgm67-sources ol{padding-left:1.2rem}
.sgm67-faq details{border-bottom:1px solid var(--line);padding:.4rem 0}
.sgm67-faq summary{cursor:pointer;font-weight:500;font-family:var(--font-head);font-size:1.6rem;line-height:1.15;min-height:48px;display:flex;align-items:center;padding:.5rem 0}
.sgm67-faq details[open] summary{color:var(--flag)}

/* footer */
.sgm67-foot{border-top:1px solid var(--rule);background:var(--slab);padding:3.4rem 0;font-size:.92rem;color:var(--ink)}
.sgm67-foot-grid{display:grid;gap:2rem;grid-template-columns:2fr 1fr 1fr}@media (max-width:700px){.sgm67-foot-grid{grid-template-columns:1fr}}
.sgm67-foot a{color:var(--ink)}.sgm67-foot nav a{display:block;margin-bottom:.4rem;min-height:32px;padding-top:.15rem}
.sgm67-foot strong{display:block;font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:.8rem;color:var(--mute)}
.sgm67-foot .sgm67-brand{font-size:2rem}
.sgm67-apply-shell{background:var(--paper);border:1px solid var(--ink);border-radius:0;padding:1rem;min-height:600px}
.sgm67-apply-shell iframe{width:100%;border:0}
.sgm67-calc output{font-family:var(--font-head);font-size:2.6rem;font-weight:500;display:block;margin-top:.5rem}
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.sgm67-mosaic img{transition:none}}

/* weather strip */
.sgm67-wx{background:var(--paper);color:var(--ink);border-bottom:1px solid var(--rule)}
.sgm67-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem 1.8rem;padding:.7rem 0}
.sgm67-wx-photo{display:inline-flex;align-items:center;gap:.7rem;background:none;border:0;padding:0;color:var(--ink);font:inherit;cursor:pointer;min-height:48px}
.sgm67-wx-photo img{width:44px;height:44px;border-radius:0;object-fit:cover;filter:grayscale(1);border:1px solid var(--ink)}
.sgm67-wx-photo span{font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;border:1px solid var(--ink);border-radius:0;padding:.4rem .7rem;color:var(--ink);background:transparent}
.sgm67-wx-photo:hover span,.sgm67-wx-photo[aria-expanded=true] span{background:var(--ink);border-color:var(--ink);color:var(--paper)}
.sgm67-wx-now{display:flex;align-items:center;gap:.7rem}
.sgm67-wx-now strong{font-family:var(--font-head);font-weight:500;font-size:2.4rem;line-height:1}
.sgm67-wx-now span{font-size:.95rem}.sgm67-wx-now small{display:block;font-size:.78rem;color:var(--mute)}
.sgm67-wx-icon{display:inline-flex;color:var(--flag)}
.sgm67-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.sgm67-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.6rem;align-items:center;border:0;border-left:1px solid var(--ink);border-radius:0;padding:.2rem .8rem;font-size:.8rem;min-width:118px}
.sgm67-wx-day{font-weight:700;letter-spacing:.1em;text-transform:uppercase;grid-column:1}.sgm67-wx-glyph{grid-row:1/3;grid-column:2;color:var(--flag)}.sgm67-wx-glyph svg{width:22px;height:22px}
.sgm67-wx-hl{grid-column:1}.sgm67-wx-hl strong{font-size:.95rem}.sgm67-wx-hl em{font-style:normal;color:var(--mute);margin-left:.3rem}
.sgm67-wx-cond{grid-column:1/3;font-size:.8rem;color:var(--mute);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sgm67-wx-source{margin-left:auto;font-size:.8rem;color:var(--mute)}
.sgm67-wx-panel{padding:0 0 1rem}.sgm67-wx-panel img{border-radius:0;max-width:600px;width:100%;background:#0b1020}.sgm67-wx-panel p{font-size:.82rem;color:var(--mute);margin:.5rem 0 0}
@media (max-width:700px){.sgm67-wx-source{margin-left:0;width:100%}.sgm67-wx-now strong{font-size:2rem}}

/* no-exam highlight */
.sgm67-noexam{background:var(--paper);border:0;border-left:4px solid var(--flag);border-top:1px solid var(--ink);border-radius:0;padding:1.1rem 1.2rem .5rem;margin:0 0 1.6rem;box-shadow:none}
.sgm67-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.7rem;margin-top:0;font-size:1.6rem}
.sgm67-noexam-badge{display:inline-block;background:var(--ink);color:var(--paper);font-family:var(--font-body);font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;padding:.35rem .7rem;border-radius:0}
.sgm67-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.sgm67-result--noexam{border-color:var(--ink);background:transparent}
.sgm67-tag--noexam{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.sgm67-tag--usually{background:transparent;color:var(--ink);border-color:var(--flag)}
.sgm67-noexam-note+.sgm67-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:1px dashed var(--ink)}
.sgm67-hero-grid{display:grid;gap:2rem}
.sgm67-in{opacity:1}
.sgm67-panel,.sgm67-night{padding-left:max(1.2rem,calc((100% - var(--maxw))/2));padding-right:max(1.2rem,calc((100% - var(--maxw))/2))}
.sgm67-panel>.sgm67-wrap,.sgm67-night>.sgm67-wrap{width:100%}